Need Home Owners Insurance in order to secure Mortgage loan in Brooklyn – Heeeelp!?

Every major and some local places we called won’t insure our home due to its proximity to the water. We’re not in a flood zone, but their excuses are either hurricane or wind damage in Bayridge, Brooklyn NY. Its a 2 family home…semi-attached…3 stories, basement, backyard.

Any locals or insurance experts offer advice?

thanks!

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