Need help existing mortgage?

I have 2 months behind in my mortgage and I divorced. I want to be able to make payments if I could reduce the payment, but my mortgage company dosent remodifacation and does not want me to lose my house, I tried to refinance but was told my credit card was poor. If someone knows a program that will help me, my current mortgage, so I do not at this URL or a company that can help me, even with bad credit refinancing, I wonder could get foreclosed. I have everything I can think and need help, or I do not want to lose my house. I live in Missouri and I’m not sure if they start Forclosure. HELP !!!!!!!!!

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