My wife and I will be buying our first home soon. Is it better idea to use savings to completely pay off……

Is it a better idea to use savings to completely pay off our credit cards, wipe out our debt, and have a smaller down payment. Or just keep the balances on our cards and save the money for a higher down payment. Home will be around $ 250k-$ 275k and the credit card balances total about $ 5k. Credit scores are in the 750 range.

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