My SUV was hit by another driver, I wasn’t hurt but now have no money for downpayment. can I sue for this?

The driver of the other car was at fault. I only lost a days pay and visit to ER with tests showed no injury, I feel fine. I’m not in the same finacial situation when I bought the SUV and with new house and mortgage I can not afford money down on a vehicle. Most legal places only want to deal with serious injury. If anyone can give me answers I would really appreciate it. I live in Georgia. The person at fault’s insurnace will only pay the AVC which leaves me with balance that GAP will cover. Thanks to anyone can share some advice.

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