My Student Loans and credit report.?
As an undergrad, my parents and I took out a joint loan from Sallie Mae for my final year of school. A few years ago they consolidated this loan with others from Sallie Mae. My question is, even though I am not paying the loan, and the original loan has been consolidated with others that my name is not on, why does it still remain on my credit report, and how can I get it removed? Im trying to repair/raise my credit report and want to remove as many potentially negative items as I can. Thanks for the help.
The loan hasnt gone into default, and as far as Im aware is being paid off with other loans that have been consolodated with it. The other loans arent in my name, only this one.