My sister wants to purchase a home. I have her credit report. This is what it says:?

This is what was in her file:

BEACON 5.0
Score: 796
Range: 300 – 850
00030 TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
00008 TOO MANY INQUIRIES LAST 12 MONTHS
00011 AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
00005 TOO MANY ACCOUNTS WITH BALANCES

On 07/28/2010 Experian provided the following score(s)
FICO-II
Score: 803
Range: 300 – 850
08 TOO MANY INQUIRIES LAST 12 MONTHS
09 TOO MANY ACCOUNTS RECENTLY OPENED
14 LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
10 PROPORTION OF BALANCE TO HIGH CREDIT ON BANK REVOLVING OR ALL REVOLVING ACCOUNTS

The one I don’t understand is proportion of balance to high credit on bank revolving. Does that mean the CC gave her too high of a limit?

Not sure if there is a big difference btw 803- and 850. She wants to get a house. I know there are multiple factors.. but would it make a difference in trying to boost her score from what it is now?

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