My father VA loan application, he is older and if something happened to her loan Va says I can not?

pay off their loan, unless I am his wife or co-borrower, I do not know if I should co-borrower b / c my credit is bad. It does not affect the loan? Similarly, in Virginia, says that we can buy insurance life mortgage, but how is that they will not ask how much? “Please reply S I need advice! Thank you !!!!!

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