My credit was checked, I was told that I didn’t have a credit score but my credit report showed I had credit.

It showed my car payments and a loan with my credit union, all paid on time. Does it make sense? I was told that I needed to get a credit card to establish credit but when I tried to get an gas card, their reply was that I didn’t have a credit score and I was denied. What can I do about this? Is there a credit card company that I can apply for with NO credit? Is there someone I can contact to discuss my credit situation? Please help.

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