My credit is basicaly poor. What options if any are available to me that would allow me to get a mortgage loan?
I lost my home to foreclosure 10 years ago and I am in default on my student loan. I don’t have any credit cards or any other types of loans other than my car loan. I do have a healthy checking balance and some savings. How can I get back into a home in the near future which would allow me to take advantage of the one time new homeowners tax break that is being offered?