Mortgage situation – 15 years fixed, so prepayment, or 30 a. approved the extra money to put aside?

We can not allow a larger lump sum and pay off your mortgage with a loan of 15-year fixed rate. Is it reasonable to build equity in our home where we do not intend to move or go for a fixed period of 30 years and use the difference is about $ 1 000 monthly payments to invest? And what investments are recommended?

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