mortgage refinancing issue of shares 0% want to get rid of PMI.?

Hallo.Hier are the details. 6.8 years 40% loan is the interest that the first 10. 192k balance on a house valued at 192k (zillow.com), I PMI. Bank Of America holds my note. I am currently on my credit and can not afford. Do not want to close the $ $ Cost aufzuerlegen.Ich take full advantage of important events. I want to get rid of the PMI, I want to lower interest rates, and I will work on the most important and I want to lower my payments (of course) Anyone with a good understanding of the system and new ‘plans’ that have any suggestions? A thank you Tonicha something about my actions becaus EI know the problems that it was not thats wy I wonder about all the new govt. Plans

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