I had an FHA loan, which I began. I later filed for bankruptcy. My bankruptcy discharged in May 2006. I have my credit card since Reconstruction. My credit scores are almost 700 e was told that I can plan for a new FHA loans to 3 years to be in default on my previous loan. I’m buying a new home by the FHA. my lender is the difficulty in getting me a new FHA FHA Cavies number have not paid because the original loan to February 2007. I’ll say I can not get a new FHA loan until February 2010. there address this problem or are there other ways I can qualify for a mortgage? I was to expire at the end of this month. All suggestions are welcome!