Mortgage Monthly Payment?

Hi, guys. I’ve used different online calculators. They all give me a different value, and this value is always lower than the one the mortgage company gives me on good faith estimates.

Does anyone know the formula mortgage companies use to calculate the monthly payments if I get a mortgage loan of $ 180K at 5%? NOT INCLUDING TAXES, INS, OR PMI. I have accurate data for this.
Sorry…on a 30yr mortgage

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