mortgage loans for credit score 585?
My fiance and I have been looking to buy a house. He makes over $ 70,000 a year, and since my credit is messed up, my name and income will not be included. When he got divorced from his first wife, the credit card debt she racked up got split between them. Since his name was on the credit cards also, and she has yet to pay the debt, it is showing up on his credit. He tried to get financed this month, and the credit score was 585. We only want to purchase up to $ 120,000. Is there anyway to raise his credit score quickly, or any place that will finance with that score?