Home » Mortgage Loan » Mortgage loans. DO mortgage lenders use the averg/ credit score from the husband/wife?

Mortgage loans. DO mortgage lenders use the averg/ credit score from the husband/wife?

Get a mortgage loan with or without spouse? Can someone tell me what is better: 1. 758 FICO (wife) and 675 FICO (husband)2. Wife has stable job/income for past 15 years.  Husband has been self-employed for past 15 years, but makes around same amount…
Can one take out a loan without spouse… My wife recently spoke to Provident and they stated that if husband has a home and if wife wants to get pre-approved to buy a home then the "law" requires*husband must co-sign. I've not heard…
wife's student loans I'm saving up for a home. No credit blemishes; 15 yrs on same job. My wife is in university and will be racking up school loans for the next 3 years. My question is if…
Related Articles
Random Questions
  • CITI Double Cash Card , Authorized User Not being reported to Credit Agency.
    Hello I have an authorized user on some of my cards and I have a quick question. On Capital One for example right away when you trying to add authorized user they’re asking you for …
  • Denied Home Depot project loan
    So my husband and I just closed on a new home end of August and wanted to take out a Home Depot project loan to have Home Depot install a vinyl fence that we were …
  • Received Chase Auto-CLI
    I received an auto CLI on both of my Chase credit cards.Mysterious Chase Hard Pull (HP) Hey everybody I subscribe to multiple credit monitoring alert programs and I just received an alert today stating that …
  • VISA Siggy Hotels – Check before you book
    Last month a friend and I went to Boston for a long weeken. Stayed at XV Beacon booked via i-Prefer.  Thinking of going back in Sept., so I checked the deals with Visa sig. Turns …
  • Another BIG THANKS to the FICO Forums Users
    As a guy who only paid cash his entire adult life, I was very (and still am) inexperienced with credit cards and building credit. Since I joined the forums a short time ago I have been able …
Random Posts
  • How do I afford a home in California?
    I am considering moving to San Diego. I have $ 140,000 to put down on a house. I am terrified that I will not be able to live. I can only pay around $ 2300 …
  • What is a credit card limit exactly?
    Hi Just got a credit card for the first time and want to know what a credit card limit is ? Is it the amount left after you have spent some money? Say for example …
  • does your check/debit card affect your credit score?
    or is it just credit card? and should i get a credit card so i can build my credit score? sorry if this may seem like a stupid question but i’m young and don’t know …
  • Can I be Sued?
    Last year I foreclosed on my 2nd home I could no longer afford to pay 2 mortgages and the renters that I had in the home really made a lot of costly repairs that did …
  • What is a insurance quote?
    I signed up for one for a site. Like for credit. I lied about everything (only because I live in Canada and it was only offered in the U.S). I am not sure if I …
Random Topics
  • I need some help building a Gaming Computer please.?
    So Im constantly told that if i want a good gaming computer for a price that is not stupid then i should consider building it my self. However…. Im not to confident in my computer …
  • What are the typical Home buying and selling costs ?
    I have just started to look for a home to buy and I might have to move again in 3 yrs. I would like to know what are the typical buying and selling costs involved. …
  • How can I lower my insurance?
    I am 18 and live in WV and I need to find the lowest car insurance rates possible. Is there anything I can do to make it lower? Suggestions please?Lowering my car insurance premium by… …
  • Contractors
    We are looking for contractors to do windows, hard wood floors, and electrical.* Do you have any recommendations?Contractors....remodeling house...how… This may be a hard question but if someone could read this and give me round …
  • Is it illegal to buy name brand items, put them in a gift basket and sell them?
    Example: If I wanted to make gift baskets from home and bought a bunch of bath and body works lotions etc. and put them in a gift basket and sold it … is that illegal? …
Register New Account
Reset Password