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Mortgage loans. DO mortgage lenders use the averg/ credit score from the husband/wife?

Get a mortgage loan with or without spouse? Can someone tell me what is better: 1. 758 FICO (wife) and 675 FICO (husband)2. Wife has stable job/income for past 15 years.  Husband has been self-employed for past 15 years, but makes around same amount…
Can one take out a loan without spouse… My wife recently spoke to Provident and they stated that if husband has a home and if wife wants to get pre-approved to buy a home then the "law" requires*husband must co-sign. I've not heard…
wife’s student loans I'm saving up for a home. No credit blemishes; 15 yrs on same job. My wife is in university and will be racking up school loans for the next 3 years. My question is if…
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