Mortgage loan websites say I can’t get loan?

Most of them tell me that they don’t offer home loans for under either $ 75,000 or $ 100,000. The house I’m looking at is $ 40,000 and I NEED a loan to buy it…there is no way I have that much cash laying around…where do I go from here?

Lending Tree is one example. Which sites have you gone to in order to be contacted by a mortgage company?
I am not looking for a loan. That was not my question. I am getting an idea of what the most popular mortgage search sites are.

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