mortgage interest rates?

We intend to buy a house in this down market. we found a couple of nice house and we are finalizing one. where we took our rate of pre-approval letter was low – 5.3% and 6.3% today. we want to take a mortgage of 15 years. Can someone please tell me what happens to interest rates since the last rate cut. (We have an excellent credit history and good income if the hope of getting a better price than posted one).

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