Mortgage broker is having items removed from credit report….?
I had a bankrupcty and a foreclosure form a divorce 3 and a half years ago. I’ve gotten car loan and a few per. loans along with 2 low limit credit cards. I’ve paid everything on time and keep my credit cards low but my credit score hasn’t gone up(550) much. I’m trying to get a home loan, the mortage lender says there are 5 or 6 items which should of been removed from my credit report and after paying him(which I did) he will get these items removed. I know and trust the mortage lender…….how much will my score go up? He says once these items are removed the loan should be not a problem to get approved.