morgages???

me and my hubby are thinking about buying a home and this would be our first time.we have bad credit which i know wont help much.i have no clue how to go about it.so i have a few questions and if you could answer and help me in some way that would be great….what type of moragage should i look into as a first time home buyer?is it possible to get a morgage worth more then the price of the house so some remodeling could be done?what company would be best to get a morgage from?thank you for your time!!

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