Money: House Acct & Bills Acct?

I finally got my wife to agree to have one acct for bills and one acct for the house & misc and the rest goes into savings.

The Bills acct pays for things that have a regular amount each month. X goes in and X goes out.

The House acct handles all the variables like food about $ 200 a week, clothes X, repair X, gas X. Most of the spending here can be controlled be deciding if it can wait -wait.

Since setting this up this way our credit rating has gone up, not stressing about paying bills and have made head way on our debt.

The problem is she is complaining of not having moeny to spend and I can’t make her see that we need to be fruggle right now and spend smart. Any ideas on how to explain this?

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