Mobile Home Loan Consolidation.?

Are there any companies out there that will work with you as far as Moving your Mobile home out of a park onto land and consolidate your bad credit cards at the same time. We are currently paying a little more then $ 1550.00 a month between all of these. I would think even after moving the home onto land having a basement, garage and consolidating the credit cards and the current mortgage in, our loan would be around $ 150,000 maybe less how much would our payments be. And is there anyone out there willing to work with you in this situation. Or woud it just be better to call it quits and do the unthinkable. Of course I mean bankrupcy.

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