Mobile home homeowners insurance question?

I have had a policy in force for nearly 2 years that i bought online from American Modern, or American Family Home (the paperwork has both names on it) and i have recently made an acquaintance with a local insurance agent that would like to write me a policy with Foremost Insurance. She seems to think that since i bought the policy online that if i had a claim it would be denied and because i don’t know who i am doing business with i could potentially get or be getting ripped off. I told her i sent pictures of my home and property to the company prior the approval and policy in force. So, is one insurance company better than another? Or, just this person just want my money? Thanks in advance.

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