created the group
4 years, 10 months ago
Help need! Path to getting approved for a mortgage loan.
Hey everyone. I am new to the form, so I think this goes here. I’m trying to get advice for the next stes to build my credit so I can get preapproved for a loan …
Walmart card, denied. Recon, APPROVED!!
Hi All, My fiance and I are working on somethings financially to purchase a home at the end of this year. We live in Michigan and plan to purchase in Michigan. The loan has …
Apply for Credit Card Opinions
Hello Im a full time student and I recently opened my first credit card around 3 months ago. The citi thank you preferred student card. Right now my credit score is on a range from …
Request to lower APR
How often can this be done and does it hurt the credit score to do so?
Chaka Fattah’s Debt Free America Act?
Congressman Fattah has proposed this Act that is essentially a one percent tax on all transactions excluding stock transactions. This one percent tax would exclusively go towards paying off the national debt and this goal …
When you ask your Mortgage Company to put payment to back of loan?
I have had some unexpected expenses on my car and now do not have the money to pay my house note this month. What is it called when you request your mortgage company to place …
Who is liable? Insurance Question?
I live in a condo in Illinois. My water heater leaked 30 min after a plumber took turned it off and then on. The water leaked into my below neighbor’s ceiling and fan. He claims …
What formula bank uses to calculate how you qualify for modification on your mortgage?
Recourse Loan in California?
how can you determine whether your mortgage loan is a non recourse loan or a recourse loan In California?
Can Credit Repair Companies Really Help Your Credit Score?
They just do things you can do yourself, such as dispute negative information on your credit reports. For example if the original creditor does not verify, they have to take the negative off.
How to get a great credit score?
i heard that you should always pay your cards in full, but i also heard something about how you should never use up more than 10% of your credit limit per credit card? is that …
I have a lot of credit card debt. 3 major credit cards almost maxed out…
…several small cards like gas? cards, department store cards etc. And I have recently gotten some money. Should I pay down and almost delete the 3 major credit cards or pay off the dept store …
Cards similar to JCP
Okay I’ve had a Capital One secured card for about 4 months now. Haven’t gotten a score but am establishing some form of history. Recently I applied for a JcPenney card and got approved with …
Does anyone know where you can build your dream house online?
I’m 25 and just got a huge inheritance from my Grandma. My husband and I want to use the money to buy a house, but we don’t want to pay an architect to build it. …
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