created the group
2 years, 9 months ago
CC limits not showing up on CR
Im starting to go over my reports with a fine tooth comb and noticing some aren’t accurate with the cl amount and one doesn’t even post one. Are there guidelines for this, some report and …
Utilization/balnce and authorized user
I have 12 Credit Cards with a total credit line of $ 17,950. I am an authorized user on another account that has a limit of $ 3,000 giving me a total of $ 20,950. …
Talk to me about utilization
How fluid is utilization %? If it’s high for a few months and I lose points, once it drops below 9% will it boost a lot? Or will I have to wait it out to …
Tips on Raising Score- Is This Possible?
Hello all, I’m new to the forum. I’m thinking of buying a house within the next 1-2 years. I need to raise my credit, and I want to be sure to keep up with it. …
Speedy Cash/AD ASTRA RECOVERY SERVICES & Statute
I am hoping someone can help me find the best path to clear this from my CR and stop AD ASTRA RECOVERY SERVICES from harassing me and my family. Open Account #1: Balance $ 396 …
Does it really make money home based business?
There is a home business that’s really living (income) Please do not respond with MLM or network type.
How oculd i raise $4000 so i can keep Bank of America from taking and foreclosing on my house ?
were 4k behind and our application for a lower mortgage rate or new loan from the bank was denied.. what could i do, like government programs ro online fund raising?? help?
If I have credit rating of “665”, what type of interest rate should I be commanding in regards to financing a
I know it’s in the middle as far as my credit score goes, I just don’t want a bogus rate offered to me. So sorry…A car.
What is a better option, in your opinion, rent to own, rent, or just leave the house empty until someone buys?
The market is flooded with home to sell, lots of foreclosures in my area.We bought the house 5 years ago for $ 132,000.We put about $ 6,000 into it also.We tried to sell it 3 …
How to build up credit?
I was thinking of getting a credit card soon. I have no credit right now and would like to build some up. So my plan is to get a credit card, buy something small, like …
Need tax advice re: 2009 Investment Property?
I purchased an inexpensive foreclosure home in 2009 for investment purposes. I put in $ 3000 to fix it up but as of yet I am just now (in 2010) getting around to renting it …
Best way to tackle medical collections on CR
Could I please get some advice on the best way to approach two medical collection accounts on my CRs? One is for 2500.00 that*is going to be reported until 4/2016 and the other is for …
Do I have a credit score if I have never owned a credit card before?
I was thinking about buying a mobile hotspot from Verizon with a contract, but I learned that when you sign a contract, they check your credit score and determine weather you need to make a …
Is charging me a credit card late fee a bank scam, or am I stupid?
On card payment due day, at 5:45pm Pacific standard time, I make my payment by phone. Next months billing I saw I was charged a late fee by Chase Bank. I called and was told …
Income verification (discover)
Just wanted to let everyone know that Discover now uses a third party for income verification.* Called in tonight and was approved for a card, but was surprised by them knowing my exact income.* No …
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