created the group
Financial and Innovatemarkets
4 years ago
Need some advice – PRA
I have 2 paid charge offs with PRA. I paid these about a year ago (Before I knew about PFD). Back in February when I got serious about cleaning my credit up I disputed these. …
Trying to Increase my Credt
Hi everyone. I am in the process of rebuilding my credit as of today my stats are as follow. TU – 718 EQ – 717 EX – 670 Experian is not reporting 4-6 items that are on the other two …
Ways of diversifying credit
I read everywhere that your scores improve by mixing up your loans (mortgage, auto loan, revolving credit, etc) I currently have an auto + credit cards. I pay no mortgage, as my home is fully …
Fico or Fico 8 monitoring
I would like to start monitoring my credit with one of the MyFico products. They offer the Fico and the Fico 8 monitoring service. I am not really worried about getting a home right. I …
Charge off Question
I have two charged off accounts with Public Service Credit Union. One was a personal loan (Bal: 3500) that I used for college tuition and another for a car that was financed through them (Bal: …
Information on a USDA Rural Development Loan?
My wife and I are eligible for a USDA Rural Development Loan. The house we are interested in buying is already approved by the USDA. Would we have to pay a down payment with this …
In Texas, can you refinance a mortgage if changing from a primary residence to a rental property?
***More specifically, can you refinance even if you have little or no equity in the home?*** We currently live in the house, but are moving out of town next month, but are trying to sell/rent …
Has Anyone Ever Tried This Debt Settlement Strategy?
In response to a question I recently asked titled “Suggestions for Debt Settlement Negotiations (Part 2 of 2)”, someone suggested the strategy outlined below. I know it sounds sleazy, but as long as it’s legal …
Will my mortgage/loan be affected by CitiGroups’s purchase of Wachovia?
My mortgage lender is CitiMortgage. Will my mortgage/loan be affected in any way since CitiGroup purchased Wachovia? Will it have any effect on me financially in any way?
credit card debts over nine years still in my credit report with an active status.?
the last time i made payments on those cards was 9 years ago. i was getting a lot of phonecalls from collection agencies but i was ignoring them. those were my first credit cards. i …
What is USA doing about Rich Con's buying their kids houses/car's and them not doing anyth
Is that what america is all about passing you’re wealth on too lazy kids while the poor barely can make ends meet thats real fair for ya
Does anybody have 2000 dolllars I can borrow? I will pay back 2600 with my tax return, 100 a month t
I’ts for debt consolidation, my credit card debt monthly payments are really holding me back, I tried debt management but the monthly payments were just too much. I have a good job and I always …
Is the landlord responsible to pay the deductible to the tenant?
I currently live in an apartment where there was a lot of water damage done to personal property because the windows leaked a lot during hard rain storms. I was told they were fixed and …
How long did you wait to buy your first home?
My husband and I were hoping to buy our first home within a year of marriage, but it’s not looking too promising. Even with it being a sellers market we’re looking at a starter home …
Which banks out there have the best mortgage plan for a first time home buyer?
If you were to have perfect credit, and a first time home buyer, which banks offers the best package plan, rate, apr’s, points, ect………. please name a few and give me some detail answers please.
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