became a registered member
1 year ago
Credit Rebuild w/Young and Thin file Next Steps
I’m about 10 months into my rebuild, started at 525 across all bureaus. I’m trying to figure out my next steps should be. I’ve seen tons of forums for beginning or ending rebuilds but not …
What does it mean
Does anyone know what it means when you get a score watch alert with no positive bump but no negative bump as well it just says one of my account has been updated from charge …
Sent in 7 GW letters to Cap1, Synchrony, WF, and Merrick to delete all late payments for accounts IIB across the 3 bureaus. Well Everybody seemed to have complied except Wells Fargo. 6 0ut of …
Case law/Legal Pro’s PLEASE LOOK!!
So Iv been at it for a few hours scouring the net. I came across this site with this link posted. Is there any legal basis to dispute student loan lates with this. I’m far …
In grand scheme of things, this is nothing but my TU report is clean today!!!
I still have to wait for EX to clean and with the 3 months rule I will wait for another month before I call in and ask for EE. All my accounts from EX will …
I need to get a credit account, but I have bad credit?
I need to get a credit account that I can keep in good standing to improve my credit score. The problem is that I dont want to just apply to a million places and damage …
Why are mortgage loan interest rates higher for fixed rate mortgages held for longer periods of time?
I am sorry if this sounds like a dumb question, but I don’t understand. For example, why are 30 year fixed mortgage rates the highest mortgage rates, vs say a 15, and why are 15 …
When you purchase a car, the guy who tells you the pmt total. how does he make his money?
I dont know what you call them…the guy that does the financing part. how does me make money? does he work like mortgage loan officers who make money off the interest rate? or is he …
where do you go for help when you are having rental problems?
I am renting a mobile home at a park. It has electrical problems. At least two fires have started. I can’t live there anymore because it’s going to take at least a month to fix. …
If I use a new home equity loan to payoff 1st mortgage, will the tax deduction be limited by $100,000 ceiling?
If I borrow more than $ 100,000 and pay off my 1st mortgage, that basically I turn the home equity loan into my 1st mortgage, but I am not sure if I can deduct all …
Getting approved for 1st time home buyer loan?
Is it possible to be approved over the phone in texas for a 1st time home buyer loan? Also does anyone know of a way you see your actaully credit score with having to pay?
How should I handle my credit card debt?
I have a card from US Bank with $ 4500 that I owe. I had transferred a balance to this card when I first got it since it had a 0% apr for 1 year. …
Purchasing an investment home for rental?
I am 25 years old and just purchased my first condominium in Portland, OR. I paid $ 89,000 and my mortgage payments including HOA, insurance etc. are a hair under $ 900 per month. I …
if you payoff a debt how fast is your credit score updated?
i had a few accounts wiped out off my credit and i paid major accounts off (credit cards) looking to get an auto loan but wanted to know how fast my credit score is updated
Are there any home loans available for first time home buyers with horrible credit?
My credit is really bad I am just going to be honest. I have a few old credit cards and student loans. The only thing that is a plus on my credit is my car …
Register New Account
Minimum 6 symbols
Already have an account?
Don't have an account?
Username or E-mail
Get new password
Already have an account?