joined the group
4 years ago
Not dealing with my last collection (Midland) might have bitten me, Advice please
I had a HSBC account with an $ 800 balance that I stopped paying back in 2010 when money was really tight (IRS stuff) and I had lost hope of decent credit due to a …
I have been paying Lexington Law and they removed three items since last month. I assume they are waiting for another payment to start more disputes. I just tried to dispute some personal info and …
Score increasing from inquiries?
Ok, fist let me say, I am not complaining here… just curious. Has anyone experienced score increases from inquiries?? I just recently started applying for new credit, and my score has increased on all …
Help me please! (Sorry New and cross posted :( )
Okay so I am FINALLY getting in gear to fix my credit. There are a handful of problems I’ve seen. I pay for Experian FICO and can pull my report whenever. Well I’ve noticed its …
Loop Hole to remove inquires
I think I may have found a loop hole to remove credit inquires on my report, but I’m not sure if it will work. PLEASE READSo according to Fair Reporting Act credit agencies are required to …
What does an average 4cyl engine rebuild cost with parts only?
Not including labor. Rebuild is for a 1986 Toyota Corolla with a ’91 4age silvertop engine. Bottom end rebuild is what I need.
Can you get approved for a personal loan with a credit score of 690 and working at a job for 5mon?
I’m 18 and I have a credit score of 690. I’ve been working at a job that pays $ 15/ hr for 5months. I want to get a personal loan for $ 8000.00 from Suffolk …
I wanna sell my new Honda Civic for good and pay cash for a cheap car ,How do I do that?
I bought a Honda civic 2007 .. it was a dumb decision on my part cuz of my low credit score and Now i am stuck with a 425 dollar monthly payment . for the …
Do Deferred Student Loans Always Count Toward Debt-to-income Ratio when Getting a Mortgage Now? with All Banks?
even if they are deferred for more than a year? thanks.
have 2 houses both in living trusts, i live in one and husband lives in other, how would bankruptcy affect it?
I am in a debt option program to repay debts and there are some companies who are threatening court and whatever else. I was wondering does a living trust protect the properties? We are separted …
Hard inquiry / soft inquiry question
Moved to General Credit Topics
Would you live in a van for 3 months to become debt free?
How about in a small car? Author and millionaire Robert Kiyosaki (sp) wrote that he was living out of his car for awhile. Maybe 6 months is more realistic.
Debt Settlement with Creditors?
I have a lot of credit card debt. The total balance is about $ 46K. I am current in all my monthly payments but cannot afford to pay more than the minimum. I am drowning …
How often does the seller ask the buyer to pay closing costs or half their…
…closing costs? I’m selling my house and i’m tired of the games. Now he wants me to have an appraisal done and if it doesn’t appraise for what I think it’s worth he wants me …
Ways to Lose Over a Hundred Pounds?
Hey everyone… So i have gotten myself into some trouble here. 4 years ago, I started taking Phentermine to lose weight… I took them for about a year straight and realized toward the end of …
Register New Account
Minimum 6 symbols
Already have an account?
Don't have an account?
Username or E-mail
Get new password
Already have an account?