Looking for a mortgage for the average mobile home bad?

We have the land, which is about 25,000 in equity in it. Owe 7500 and you want to use the equity to buy land and repay the loan and refinance mobile home. but thanks to my brother without his 35-year old mobile home on my property, I have a problem finding a lender who will. His house is his name and is not an assessment on my property. Our credit ratings are around 540-600 do not know the exact amount. Does anyone know who can help us? We want to buy a new 2006 or 2007 dealer.We mobile home is a country where about 25,000 of equity in it. Owe 7500 and you want to use the equity to buy land and repay the loan and refinance mobile home. but thanks to my brother without his 35-year old mobile home on my property, I have a problem finding a lender who will. They want us to divide the property into 2 acts. Because of zoning restrictions, we can not do it. His house is his name and is not an assessment on my property. Our credit ratings are around 540-600 do not know the exact amount. Does anyone know who can help us?

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