Loan help – advice?

To cut a long story short I got into a bit of debt – around 13k mark.
Now im looking for a loan of around 15k to pay everything off and have one monthly payment.
Im 24 – work – been with my bank for 23 years – they wont give me one.
My score is not good.
So for now ive gone with a debt management company which is helping a bit.
Ive looked in most places (I am in the UK) and wondering if anyone else has been in the same place as me.
I dont want to be with Debt management anymore, I want to sort this for myself.
Thanks

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