Lenders are required to disclose the lender paid mortgage insurance borrowers?

I recently tried to refinance the program, the harp, and was told I could not, because the lender paid mortgage insurance company to service my loan program is part As part of the harp. The problem is that I never knew that my mortgage insurance. I did some research and discovered that the owners Protection Act requires that lenders disclose the LPMI. Is that so? And if so, what are my options?

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