Judgement by Ford – it can affect women’s property in Tennessee, where they form part of the loan?

I’m in the process of a decision Ford $ 12,550.00. I own nothing but my wife owns property in his name, bought before getting married. She also had nothing to do with Ford loans, as has been bought from me was back before we marry, or even knew each other. I do not work and only an old pickup truck. Woman builds a house on property he owns, and we are going there. But here, much to his name, including mortgage bonds and land. Always has been. My questions: What is Ford trying to do? Can not effect the property of my wife or a house, even though we live in him. Incidentally, we now live in Florida but moved to Tennessee. I tried to work with Ford, but they can not make the payment I can afford.

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