Is this good enof to get apporved for a home loan?

:I am buying a house for 305,000 I’m putting down 105,000 but my credit isn’t so great betweeen me and wife it is 603-660 we make a little over 100,000.We where later on credit card 2 months in a row thought I payed it off and never used po box it was sent to again this was within the past few months and we have a few over credit line in the past few years.Never late on car loans or my old mortgage or rent.We have like 20 thousand in car loans and about 7 thousand in credit cards.What are our chances of getting aproved for 200,000?

I am buying a house for 305,000 I’m putting down 105,000 but my credit isn’t so great betweeen me and wife it is 603-660 we make a little over 100,000.We where later on credit card 2 months in a row thought I payed it off and never used po box it was sent to again this was within the past few months and we have a few over credit line in the past few years.Never late on car loans or my old mortgage or rent.We have like 20 thousand in car loans and about 7 thousand in credit cards.What are our chances of getting aproved for 200,000?

Register New Account
Reset Password