Is this covered under home owner’s insurance?

We have been doing A LOT of work on our house (getting it ready to sell), and we’ve paid for basically everything (even things that would’ve clearly been covered by insurance).

However, this problem is one I’d rather not pay for if it can be avoided.

There was apparently a leak under our shower and it caused some fairly serious rot under the floor. We were unaware of the leak. The carpenter who came says that there will be some fairly extensive work necessary on the shower itself, not just the rotted wood (which will be easy and fairly inexpensive to replace). Will my home owner’s insurance policy cover that?

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