Is there a huge difference between a FICO credit score and the score given by the 3 credit bureaus?

I’ve already gotten my free credit reports from but now I’m looking to monitor my credit score periodically from all three bureaus. I know that FICO is probably the biggest credit score service is their number that much different than what I’d get from the credit score source that Equifax, Experian and TransUnion use?

I just don’t want to pay so much more for nothing. If FICO says my Experian credit score is 700 and I go to and their service says my score is 692, I don’t see the difference.


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