Is there a difference between a loan modification and a mortgage modification?

My husband and I just got into a huge fight because I was supposed to ask for a Mortgage Modification instead of a Loan Modification for our mortgage loan…is there a difference? I thought they were the same.
In regards to us “having huge issues,” YES, we do have huge issues when it comes to our mortgage (we are 30% underwater, my husband is in Afghanistan so that we can pay our mortgage, etc) but that is NOT what I was asking and to make a statement like that is inappropriate, inconsiderate, and judgemental. Please just answer the question.

Jesse Jackson at foreclosure protest at San Francisco Federal Reserve Bank

Coverage of Jackson’s visit to the bay area…

Investigative reporting on foreclosures…

An explanation of the mortgage crisis

Michael Moore’s Capitalism: A Love Story which opens 10-2-09 deals with foreclosures. Links on my photos from his visit the day before Jackson’s

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