Is there a difference between a loan modification and a mortgage modification?

My husband and I just got into a huge fight because I was supposed to ask for a Mortgage Modification instead of a Loan Modification for our mortgage loan…is there a difference? I thought they were the same.
In regards to us “having huge issues,” YES, we do have huge issues when it comes to our mortgage (we are 30% underwater, my husband is in Afghanistan so that we can pay our mortgage, etc) but that is NOT what I was asking and to make a statement like that is inappropriate, inconsiderate, and judgemental. Please just answer the question.

Jesse Jackson at foreclosure protest at San Francisco Federal Reserve Bank

www.rainbowpush.org

www.defendyourdollars.org/topic/mortgages/

Coverage of Jackson’s visit to the bay area

www.nbcbayarea.com/news/local-beat/Jesse-Jackson-on-Forec…

www.mercurynews.com/realestatenews/ci_13362518

Investigative reporting on foreclosures

www.prospect.org/cs/articles?article=there_goes_the_neigh…

www.salon.com/news/feature/2009/03/04/loan_modifications/

An explanation of the mortgage crisis

www.thisamericanlife.org/Radio_Episode.aspx?sched=1242

Michael Moore’s Capitalism: A Love Story which opens 10-2-09 deals with foreclosures. Links on my photos from his visit the day before Jackson’s

www.flickr.com/photos/ari/sets/72157622401887780/

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