Is it worth paying for a home inspection to prove a house will qualify for FHA?

I’m looking at a house that the mortgage company in possession of the house claims will not be approved for an FHA type loan. The mortgage company is in California and the house is in the St. Louis area. They probably bought the mortgage from another bank and have never seen the house. How do I know if there is actually something wrong with the house to disqualify it or if the mortgage company, since it is a foreclosure, is just assuming it won’t qualify?? I had a contractor unofficially look it over and he didn’t see anything that would stop the sale. Is it worth paying for a home inspection to prove to myself and the bank that the house is in sound shape?? The letter they sent my realtor looks like a generic statement/explanation and not specific to the property in question.

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