Is it possible to recover from a bad credit history back to normal?

Seeing that bad credit history hugely relies on your utility bills, I have missed out a couple of payments before, which I know is entirely my fault.

But i’m scared that in the future, getting loans will be harder to approve. I’m only 20 as of now and i’m not looking forward to the future.

Is there anyway that I can improve my credit history back to it’s default from a bad history?

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