Is it possible to get into a home in 30 days, if my fiance and I both have okay credit, and little down.?

My fiance and I have been looking for apartments to live in but after several unsuccessful tries we are both thinking about getting a home instead. We have one picked out that we like its a forclosed home for only 44,750 but i’m not sure if we will be able to move in that quickly.

I have okay credit and he has bad credit, we both would be first time home buyers, together we make about 24,000 to 26,000 a year, and we don’t have alot to put down.

We have been researching grants to help with the down payment, so hopefully that won’t be a problem.

I’m just scared with the economy as bad as it is now that we wont be able to get a mortgage loan.

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