is it possible for someone in their early 20s to get approved for a mortgage loan without a co-signer?

if its possible than how can it be done? im currently 18 and i wont to get approved for a home loan as soon as possible! what steps if any can i take at my current age so ill be able to get aproved for a mortgage loan in my early 20s?

should they be paid in full? also for our small car loan,we owe 6400 but wanted to pay that off too? should I leave like 1K on it? And the c.c. should I leave like 20 dollars on all or some or how much if any?

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