Is it just me or are any other mortgage loan officers having a hard time to cose loans?

I KNOW ITS A BAD TIME TO BE IN THIS BUSINESS, BUT I`M HAVING A DIFFICULT TIME JUST CLOSING 1 LOAN!!!! MAYBE ITS THE COMPANY THAT I`M WORKING FOR? I DOUBT ITS ME BECAUSE IM GETTING 10 APPLICATIONS A DAY, THE THING IS, ITS NOT HARD GETTING THEM APPROVED..ITS HARD GETTING THEM TO COME DOWN WITH THE DOWN PAYMENT THE BANK IS ASKING FOR!!!!!! NOW IS IT JUST ME? OR ARE ANY OTHER MORTGAGE LOAN OFFICERS OUT THERE HAVING THIS SAME PROBLEM!?

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