Is it better to get a home loan thru home equity line loan?

I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is this a better than my existing home mortgage loan. Is there anyone who has suggestions for this.

I was wondering: why not take a home… We have a $200,000 mortgage on a house that is worth $300,000. I was thinking about refinancing, but noticed that a home equity line has a lower interest rates APR. If I take the equity…

Does a co-signer need to be on the… I'm thinking about applying for a home equity loan or line of credit for my home but am discouraged by my below average credit score. To refinance, any and all applicants must also be on…

Home equity Line better at your bank or… Is there a difference or easier if you get the home equity line from your bank or the bank that deals with your mortgage? Have had lines of credit before, (twice to be exact) but…

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Refinancing my mortgage and home equity loan? I have started the process of refinancing my home equity loan from 9% to a lower rate. It currently has a balance of $ 10K. I have also started the process of refinancing my home…

Can I refinance my mortgage without… I have a mortgage & home equity line of credit with the same lender. The rate on the equity loan is currently 2.5% (prime - 3/4). I was thinking of refinancing my mortgage and taking…

I was wondering: why not take a home… We have a $ 200,000 mortgage on a house that is worth $ 300,000. I was thinking about refinancing, but noticed that a home equity line has a lower interest rates APR. If I take…

Home Equity loan to pay off my 20%… Am i off the mark here with thinking that i can take out a home equity loan to pay off my 20% mortgage loan? I didn't have the 20% down payment when i bought my…

Is it a good idea to get a home equity… I purchased my first home in Oct 2009 and the equity value is 100k more. I was pre approved for a home equity loan without asking from PNC for 75k. Of course I wouldn't want…

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