Is it better for your credit score if you pay off credit card debt gradually?

I recently got paid for a large project I completed, and I can now afford to pay off roughly $ 12,000 of credit card debt.

I read that your credit score will improve more if you pay off the credit card debt gradually (say, over the course of several months) instead of all at once. Is this true? If so, how much difference does it actually make?

By the way, the interest rate I’m paying on the debt is very low, so interest is not a big factor in my decision to pay it off immediately or gradually. I just want to know about the effects on my credit score (which is around 710 right now).


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