Is it a bad idea to get CMHC mortgage insurance when buying a house?

My friend is planning to buy a house in Ontario. He’s pretty young, in his 20s and he might buy another house when he starts a family. He asked me if its a bad idea to get CMHC mortgage insurance when buying a house? Does it put a black mark on his credit record and effects him when buying another house later on? Also I heard, starting October everyone in Canada has to put a 20% when buying a house. Is this true?

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