Is House insurance expensive?

My dad owns the home we live in. We live in Los Angeles area, and we don’t have insurance at the moment. I’d like to know how hard it is to get, and a ballpark estimate of the cost. I am about 5 miles from los angeles, I am in LA county. I live in a 3 bedroom 1 bath house. I’d like to be safe for all major things that could happen, all things imaginable. I’d just like some insight, please, any & all the information I can get would be Highly appreciated!!! And do they have to come to our house? and check it out first?

Thank you!

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