interest rates on conventional loan?

I am closing on my house at the end of the month and we decided we are going with a conventional loan. I was told my interest rates are going to be 4.75%. i know with a conventional loan interest is a little higher but this seems way to high, when you google interest rates there right around 3.75% for 30 years. If someone could tell me why they are higher i would appreciate it.

Register New Account
Reset Password