Interest rates in the UK …. currently paying 0.19 above base rate tracker on life. Is this correct?

I am currently paying 5.19% as the rate is changed in September of each year. I would have lowered, but said I could wait AS WELL, I am repaying the loan. This is a fully flexible mortgage with no tie-ins, and publish only £ 250 administration fee. Ive had for almost 2 years

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