insurance on vehicle I own that is driven by my daughter?

I live in Michigan. My daughter drives a vehicle that I own and insure. She is moving into an apartment for her last year of college, but will still live within 10 miles of my house. I am willing to let her take the car to use. Can I retain ownership and cover the vehicle on my policy even though she no longer lives at home? I have heard that this is OK from some people and have been told by others she would need to take title to the vehicle and buy her own insurance.

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