Information on FHA financing and credit?

Can anyone shed light on qualifying for an FHA loan I have very good credit, top 10th percentile and not $ 1 of debt … My husband could not vice-verse. He had. A bankrupt who arrested him with guilt that we are still paying If we apply for a mortgage, how they do it, the average score? neither better nor worse score apply? I guess it is a formula or a method, but have no idea what? It it we better try to buy only in my name The problem is that I have a lot less than it did, and we buy less with pages looked online, but want make all information available to sign up, talk to a broker, and I’m not ready with a broker to speak.

Thanks.

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