Information on a USDA Rural Development Loan?

My wife and I are eligible for a USDA Rural Development Loan. The house we are interested in buying is already approved by the USDA. Would we have to pay a down payment with this type of loan? what about closing cost? If you have had one of these loans, please tell me what your experience was like. What do we have to do to apply for this type of loan? Should we talk to the real estate agent first, or apply for the loan first??!! We are confused!! Thanks for the help!!!

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