In Florida, how much (or what %) escrow can my mortgage holder legally withhold for taxes & insurance?

My mortgage holder pays my hazard & flood insurance in April, and my taxes in November. After taxes were paid, I requested another escrow analysis. It appears that they are withholding way too much money, based on current insurance premiums and taxes (we expect hazard insurance to now remain stable, after several years of going up)

What website has information regarding the laws specific to Florida regarding the amount of escrow dollars that a mortgage holder is allowed to retain? (I tried, but was unsuccessful in my search.)

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